The normal University or College as we all know can be a huge expense and can also take a good part of one’s life to pay back one’s loans. Many of these campuses usually take four years or more to get your degree and in this time, most of these Universities get you to stay there longer by making you take other courses that have nothing to do with one’s major, at least for the first year. What do they expect you to pay for that one year? $20,000 to $30,000. To get the same credited degree by an online campus can cost up to $20,000 for two years, and they focus primarily on your major. The University of Phoenix is just one example and is also one of the top Universities nation wide. If you don’t want to deepen your pocket with loans that could take the most of your life to pay back, I recommend you take a look at this University.